Retail Banking is increasingly becoming about product and service innovation. Biz$core Retail Banking solution enables powerful insights to drive innovation in the retail banking business. It is delivered on an analytical data mart built specifically for Retail Banking. Data Integration into this data mart is pre-built from source systems such as Core Banking, Payment systems, CRM and Loan Originations.

The solution has over 30 dashboards, 20 Analysis Templates, 150 reports, 100 KPIs and 100 Alerts. It covers the following product groups from a Customer Acquisition, Cross-Sell, Portfolio Management, Credit Quality and Profitability analysis perspective:

• Retail Assets - Secured and unsecured
• Retail Liabilities – Time and demand
• Investment products – Own and 3rd party
• Insurance Products – Own and 3rd Party
• Credit Cards – Note: While Credit Cards is covered as a product in the retail banking solution, the detailed analysis of credit cards from a customer behaviour standpoint is covered in the Biz$core solution for Credit Cards.