Banking is a highly regulated industry and is subject to a number of changes as the financial markets optimize for the right balance between growth, profitability, inclusion and stability. Individually, each Bank is also in a continual quest to optimize operations and improve margins. Biz$core Optimization solutions enable Banks to identify levers for optimizing their operations as well as adapt quickly to changes of a regulatory nature.

As newer Optimization solutions are being added into the basket of offerings, currently, the Biz$core Optimization solutions suite contains two distinct offerings:

• Profitability analysis: This solution analyses each business group, product and branch combination to provide net profitability numbers
• Central Bank Reporting: One of the key stakeholders in information dissemination within the Banking world is the Regulator of the land. The regulators who are typically central banks require banks to submit a number of returns so that information can be gathered to assist in the formulation of fiscal policy. Biz$core Central Bank Reporting provides an overall framework for member banks reporting to the regulator as well as country specific reporting templates. Currently, reporting templates are provided for India, Kuwait, Oman, South Africa and Malaysia.
• RBI ADF Compliance